Open Banking in E-Commerce: The Future of Digital Retail

E-commerce has become part of our everyday lives. Its origins go back more than 40 years, which makes it older than the World Wide Web. Since then, a lot has changed, and companies in every industry are constantly looking for new ways to improve their online presence and offer customers the best possible shopping experience. […]

The Bestellerprinzip in Austria: What It Means for Tenants, Landlords and Real Estate Agents

On 1 July 2023, the so-called Bestellerprinzip (client-pays principle) comes into force in Austria for residential rentals. It means that whoever hires a real estate agent pays the agent’s fee, whether that is the landlord or the prospective tenant. In this article, we explain what the Bestellerprinzip means for tenants, landlords and real estate agents. […]

The FINcredible WebApp

Your digital tool for efficient processes with customers and employees Request your login credentials now and get started right away with the FINcredible WebApp. We are pleased to introduce the FINcredible WebApp, FINcredible’s latest product. It gives you access to our full range of FINcredible Check services from any device, with just a tap. The […]

What Is Open Banking and Why Is It Important?

Technology has advanced rapidly in recent years, and open banking has opened a new chapter in the financial industry. Through secure APIs, account information service providers, financial service providers and fintechs can access bank data, with the customer’s consent, and offer services that better meet customers’ needs. Governments and financial regulators increasingly recognise these benefits […]

PSD – Payment Services Directive

The key to a safer and more efficient payment system Are you familiar with the PSD2 payment directive? Whether you realise it or not, it has affected you for over 5 years. PSD2 has enabled open banking in Europe. Thanks to this EU legislation, many use cases have emerged, such as rapid credit checks, personal […]

Tenant Creditworthiness in Real Estate: EDEX Immobilien x FINcredible

Issue 3 of the series “Quality Real Estate Agents in Conversation” FINcredible in conversation with EDEX Immobilien GmbH about the importance of tenant creditworthiness checks in residential letting EDEX Immobilien GmbH is one of Vienna’s leading real estate agencies. Since 2013, the company has successfully established itself as a full-service provider, specialising in the marketing […]